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green dot visa card

Discussion in 'Pull up a chair and sit for a spell' started by joshbob, Jan 13, 2015.

  1. joshbob

    joshbob Well-Known Member

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    Since I don't have a credit card, I thought I would try the Greendot Visa card. You buy the card at a drugstore or some other place for $5 and load the card with a certain amount of money, up to $500. Advantage for me is that I can shop online using this card. And no credit card debt to pay off every month.
    joshbob, Jan 13, 2015
    #1
  3. Fatboy128

    Fatboy128 Well-Known Member

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    That's one way of doing it. You could also be extra safe and open a PayPal account and link it to your bank account. I've been doing that for years. But, not every on line sales accepts PayPal.


    Sent from my iPhone using Tapatalk
    Fatboy128, Jan 13, 2015
    #2
  4. hotroadking

    hotroadking Super Moderator Staff Member

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    Josh you should get yourself a no fee visa, use it twice a year once on your birthday once on christmas, buy gas, a cheeseburger doesn't matter.

    This will massively pump up your credit score so when time comes you can use credit, like your roof, you can borrow cheaply.

    Nothing wrong with credit when it's not wrongly used.
    hotroadking, Jan 13, 2015
    #3
    HarleysLR, Lucifer and Sleepy like this.
  5. Sleepy

    Sleepy Well-Known Member

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    you are right
    Sleepy, Jan 13, 2015
    #4
  6. cowboy

    cowboy Moderator Staff Member

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    yep what HRK said , just stay away from most of the self load cards most have hidden fees
    cowboy, Jan 13, 2015
    #5
  7. bambidee

    bambidee Active Member

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    No credit can be just as bad as bad credit. Paid all my bills cash until 1990, was 33 years old. Had to jump through hoops for a credit card to rent a car or make reservations when I got married the first time. Taught me a lesson. Credit that is, not marriage- LOL
    bambidee, Jan 17, 2015
    #6
  8. joshbob

    joshbob Well-Known Member

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    I don't need credit at this point in my life. I'm pretty happy with the Greendot.
    joshbob, Jan 20, 2015
    #7

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