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Motorcycle insurance

Discussion in 'Pull up a chair and sit for a spell' started by FLHTbiker, Jan 31, 2012.

  1. FLHTbiker

    FLHTbiker Moderator Staff Member

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    Just renewed my motorcycle insurance with Geico. 3 bikes, a 04 Harley trike, a 01 Heritage Springer classic and a new CVO Ultra. All three with 1,000 dedutable for 690.00 a year. Not bad, course it helps never having a claim either.:)
  2. Fatboy128

    Fatboy128 Well-Known Member

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    I was with Geico then tried Progressive. Saved a hundred bucks for same coverage!
  3. FLHTbiker

    FLHTbiker Moderator Staff Member

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    Progressive was 150.00 higher for me.
  4. Sleepy

    Sleepy Well-Known Member

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    That's about what I'm going to pay for the limited.....we get nailed here.
  5. FLHTbiker

    FLHTbiker Moderator Staff Member

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    For three bikes?
  6. cowboy

    cowboy Moderator Staff Member

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    For my I had progressive check geico & they where higher dropped pro & went with safeco saved &500 a year plus added road service , insurance goes by the largest city closest I have a perfect driving record ;)
  7. FLHTbiker

    FLHTbiker Moderator Staff Member

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    Wife got rear ended by a guy with Safeco insurance, what a disaster that was. We had to fight and fight with them.
    Our insurance company took care of us and then went after Safeco. We would never insure with them if you paid us. Was the Worse insurance company I have ever delt with. 3 bikes for 690 a year and one being a new CVO is not bad to me.
  8. cowboy

    cowboy Moderator Staff Member

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    Yep you got a good deal , I chose safeco had to deal with them & it went very good one of there customers totaled 4 cars in one wreck & they where very easy yo work with
  9. Fatboy128

    Fatboy128 Well-Known Member

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    Nope, I'm poor, only one:eek:
  10. alex the dog

    alex the dog Active Member

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    That does sound like a good deal FLHT. I have Harley Davidson Insurance, and am paying $200 apiece for my '07 Dyna and '08 StreetGlide. But I have kind of a bad driving record (3 speeding tickets). Although I've never had a claim, I don't feel this is too bad of a premium.
  11. HarleysLR

    HarleysLR Active Member

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    I think we pay about $350.00 for 2 bikes from Progressive.
    $500.00 deductable.
    In the old days you could get it from Dairyland and get 3 months free by paying a year at a time in Colorado.
  12. alex the dog

    alex the dog Active Member

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    I thought Dairyland Ins. was for high risk drivers?
  13. HarleysLR

    HarleysLR Active Member

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    Maybe now but back in the day the bike shops pushed them real hard, was one of the only places to get good resonable insurance,never had a car insuranced with them though.
  14. Fatboy128

    Fatboy128 Well-Known Member

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    Here in New York and even New Jersey you can get protection and insure with Sopranos Insurance. They come around weekly and you hand an envelope with the money in it. They don't fix your bike but pity the poor bas_ard that runs into you! :fight:
  15. FLHTbiker

    FLHTbiker Moderator Staff Member

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    I had Progressive before but they raised uthere rates on us, no,tickets or accidents. They wanted 980 a year for 3 bikes and we keep em all in locked storage.
  16. cardboard

    cardboard Well-Known Member

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    Ever contact Ball INsurance ?
  17. alex the dog

    alex the dog Active Member

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    Do they give you a discount for carrying your own gun and "settling" right then and there?
  18. Fatboy128

    Fatboy128 Well-Known Member

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    Furgetaboutit!
  19. chucktx

    chucktx Moderator Staff Member

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    they are under writers.............not an insurance company................:witsend:
  20. joshbob

    joshbob Well-Known Member

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    I have Allstate on my scooter and pickup. Scooter is $39 a month, but I have more than just liability - that includes $15,000 on the bike itself and covers me if I get in a wreck. I forget what the deductible is.

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